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النظام القانوني لضمانات الائتمان المصرفي بطريق التمويل غير المباشر : دراسة مقارنة == The Legal System Of Guarantees Of Bank Credit By Way Of Indirect Financing A Comparative Study
Author name:
دعاء عناد حسين علي
Supervisor name:
علي فوزي ابراهيم الموسوي
General topic:
Law
Specific topic:
Commercial Law
Degree:
Master
University:
Mustansiriyah University - Faculty Of Law
Language:
Arabic
University location:
Baghdad
First pages:
13T1472 - p.pdf
Abstract:
اخترت (النظام القانوني لضمانات الائتمان المصرفي بطريق التمويل غير المباشر) موضوعا للبحث لما لضمانات الائتمان المصرفي من اهمية كبيرة، وذلك للحد من المخاطر التي يتعرض لها المصرف من ضياع حقوقه عن طريق تطوير هذه الضمانات ومدى الحاجة الى ايجاد نظام قانوني خا | Choose (the legal system of guarantees of Bank credit by of indirect financing ) subject of research because of the guarantees of research because of the guarantees of bank credit of great importance in order to reduce the risk the bank from the loss of their rights through the development of these guarantees and the extent of the need to create a special legal regime credit address.Those guarantees in detail Hoy find an introduction, three main chapters began to search an introduction to show the role played by the bank in the economic development of all states and are providing services for people and institution deemed to its perilous, that are exposed as result of submission of such services it seeks banks to address these risks through the development of rules and banking foundations enable from the face of these risks and deal with them. We have found the adoption of the Iraqi banks chiefly foundation on cash collateral as it determines banks a certain percentage of the money as collateral remains with the bank until the end of the credit and this will be a heavy burden on the client demanded credit for the fact that a large percentage of his money which the need of it remains frozen as well as it could Atasv. Bank in escrow if required to impose a high percentage or too demanding guarantees Rem along with cash collateral. The guarantees and other collateral and especially Alasimareal estate after the cash collateral as the client allocates a certain drug or partly owned subject to the bank to play off debt while credit Alalamal in the case of inability to repay the bank's implementation on the property or part there of by sale. As for the guarantees of personal(Bail) shall not lift up from the bank in danger of losing his rights and that the likelihood of the client and the sponsor filed for bankruptcy, together so Banks often do not accept this kind of guarantees or may be requested along with other collateral or requests to sure more than one person for the suppose of risk mitigation or reduction. As mentioned may at asv bank to impose safegurads or on the contrary, may be required guarantees not fit with khjm credit required exposing the bank to the loss of his rights and realized msalath toward its other clients to the fact that the money offered by saas customers are not belong to him but are deposits deposited has by other clients vtaathak responsibility Bank to words them
